BCOM207 Banking Operations GGSIPU B.Com 3rd Sem NEP 2025-26 Notes

Unit 1 [Book]
Introduction to Banking Business	VIEW
Definition and Structure of Banks, Function, Types of Banks	VIEW
Role, Advantages and Disadvantages of Foreign Banks	VIEW
Regulatory Framework for Banks	VIEW
Banking Sector Reforms in India	VIEW
Credit Market Reforms and Instruments	VIEW
Impact of Global Financial Crises on Indian Banks	VIEW
Basel Norms and their Significance in the Indian Banking Context	VIEW
Role of Neobanks in the Evolving Banking Landscape	VIEW
Banking Ombudsman Scheme	VIEW
Small Finance Banks	VIEW

Unit 2 [Book]
Banking Services, Overview of Banking Products and Services	VIEW
Types of Bank Accounts	VIEW
Internet Banking	VIEW
Mobile Banking	VIEW
Home Banking	VIEW
Digital and Cashless Transactions	VIEW
Electronic Fund Transfer Systems Like:	VIEW
NEFT	VIEW
RTGS	VIEW
IMPS	VIEW
UPI	VIEW
ATM Services	VIEW
Debit cards	VIEW
Credit cards	VIEW
Payment Systems	VIEW
Cheque, Definition, Features and Types of a Cheque	VIEW
Rise of Digital Wallets	VIEW
Contactless Payments as a Mode of Transaction, Emerging Opportunities	VIEW
Standby LETTER of Credit	VIEW
International Transactions	VIEW
FDI Remittances	VIEW
Balance Sheet of a Bank, Special items of a Balance Sheet	VIEW

Unit 3 [Book]
Banking Operations	VIEW
Cybersecurity Measures in Online Banking	VIEW
Payment Gateway Integration	VIEW
Blockchain in Banking Operations with use Cases and Applications	VIEW
Role of Artificial Intelligence (AI) and Machine Learning (ML) in Fraud Detection	VIEW

Unit 4 [Book]
Loans and Advances, Types of Loans such as Short-term and Long-term loans, Principles of Loan Sanctioning	VIEW
Introduction to NPAs (Non-Performing Assets), their Management and Treatment	VIEW
The Insolvency and Bankruptcy Code’s Role in Managing NPA’s	VIEW
Buy Now, Pay Later (BNPL) as an emerging Credit model	VIEW
Growing Importance of Green Loans	VIEW
Growing Importance of Sustainable Banking finance	VIEW