Basel Accord, Merits and Weaknesses of Basel norms

The Basel Accord, also known as the Basel framework or Basel agreements, is a series of international banking regulations issued by the Basel Committee on …

Impact of financial sector reforms on Banks

Over the past few decades, India’s financial sector has undergone significant reforms aimed at promoting economic growth, financial stability, and inclusive development. These reforms have …

Banking Operations

Banking operations refer to the day-to-day activities and processes carried out by banks to provide various financial services to their customers. These operations are essential …

Electronic Clearing System (ECS), Types, ECS Timing and Settlement, ECS and NACH, Advantages and Disadvantages

Electronic Clearing System (ECS), Types, ECS Timing and Settlement, ECS and NACH, Advantages and Disadvantages

Virtual Banking

Virtual banking, also known as digital banking or neobanking, is a new and innovative approach to banking that operates entirely online, without the need for …

Mortgage Advances

In India, Mortgage Advances, commonly known as Mortgage Loans or Home Loans, are a type of secured loan provided by banks and financial institutions to …

Non-performing assets in Indian Banking system, Issues and Resolution

Non-performing assets (NPAs) have been a significant concern in the Indian banking system. NPAs refer to loans and advances that are in default, where the …

Securitization of Standard Assets and it’s Computation

Computation of Securitization of Standard Assets: The securitization process involves various steps, including the selection of assets, structuring of the transaction, and issuance of securities. …

Introduction to State Transitions: Two State Model (Active/Dead), Calculating Probabilities using the Two State Model

State transitions, in the context of computer science and systems modeling, refer to the movement of a system or entity from one state to another …

Introduction to the Life Table, Calculating Probabilities using the Life Table, Expected Present Value, Accumulated Value and Uncertainty

A life table is a statistical tool used in demography and actuarial science to analyze mortality and survival patterns within a population. It provides a …

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