| Unit 1 Introduction {Book} | |
| Financial Credit: Meaning & Objectives, Credit Risk, Credit Analysis, Seven C’s | VIEW |
| Credit Analysis Process, Credit Process, Documentation | VIEW |
| Loan Pricing and Profitability Analysis, Regulations | VIEW |
| Types of Credit Facilities: Various types of Credit Facilities- Cash Credit, Overdrafts, Demand Loan | VIEW |
| Bill Finance: Drawee Bill Scheme, Bill Discounting | VIEW |
| Cash Delivery: Types of Facilities, Modes of Delivery | VIEW |
| Unit 2 Trade Credit Risk {Book} | ||
| Sole-Banking Arrangement, Multiple Banking Arrangement, Consortium Lending, Syndication | VIEW | |
| Credit Thrust, Credit Priorities, Credit Acquisitions, Statutory & Regulatory restrictions on Advances | VIEW | |
| Credit Appraisal: Validation of proposal, Dimensions of Credit Appraisals, Structuring of Loan documents | VIEW | |
| Credit Risk, Credit Risk Rating, Credit Worthiness of Borrower | VIEW | |
| Purpose of Loan, Source of Repayment, Collateral | VIEW | |
| Cash Flow | VIEW | VIEW |
| Unit 3 Letter of Credit and Loan Commitments {Book} | |
| Quasi Credit Facilities: Advantages of Non-Fund Facilities, Various types of NFB Facilities, Various types Letter of Credits, Assessment of LC limits, Bills Purchase/ Discounting under LC | VIEW |
| Loan commitments, Un-funded lines of credit and their Characteristics | VIEW |
| Various types of Bank Guarantees: Performance Guarantee, Financial Guarantees, Deferred Payment Guarantees | VIEW |
| Types of Performance and Financial Guarantees, Assessment of Bank Guarantees Limit, Period of Claim under Guarantee | VIEW |
| Unit 4 Operational Risk: Overview {Book} | ||
| Risk & Uncertainty | VIEW | |
| Financial Sector, Risk Types | VIEW | |
| Operational Risk Management: Recruitment & Training, Work flow Design | VIEW | |
| Workflow Documentation | VIEW | |
| Delegation of Authority | VIEW | VIEW |
| Independent Internal Audit | VIEW | |
| Independent Compliance Function | VIEW | |
| Independent Risk Management Function | VIEW | |
| System Audit | VIEW | |
| Corporate Governance | VIEW | VIEW |
| Whistle Blower Policy | VIEW | |
| Risk Management Culture | VIEW | |
| Unit 5 Credit Analysis & Rating {Book} | ||
| Importance of credit analysis, Stages of credit analysis profitability analysis | VIEW | |
| Pricing of loans | VIEW | |
| Credit risk analysis (Debt ratios and Risk of leverage) | VIEW | |
| Analysis of working capital | VIEW | VIEW |
| Liquidity | VIEW | |
| Operating and Cash cycle risk | VIEW | |
| Credit Rating: Measurement of Risk, Objective of Rating | VIEW | |
| Internal & External Rating | VIEW | |
| Model Credit Rating, Methodology of Rating | VIEW | |
| Internal & External Comparison | VIEW | |
| Model Rating Formats | VIEW | |