Unit 1 Introduction {Book} | |
Financial Credit: Meaning & Objectives, Credit Risk, Credit Analysis, Seven C’s | VIEW |
Credit Analysis Process, Credit Process, Documentation | VIEW |
Loan Pricing and Profitability Analysis, Regulations | VIEW |
Types of Credit Facilities: Various types of Credit Facilities- Cash Credit, Overdrafts, Demand Loan | VIEW |
Bill Finance: Drawee Bill Scheme, Bill Discounting | VIEW |
Cash Delivery: Types of Facilities, Modes of Delivery | VIEW |
Unit 2 Trade Credit Risk {Book} | ||
Sole-Banking Arrangement, Multiple Banking Arrangement, Consortium Lending, Syndication | VIEW | |
Credit Thrust, Credit Priorities, Credit Acquisitions, Statutory & Regulatory restrictions on Advances | VIEW | |
Credit Appraisal: Validation of proposal, Dimensions of Credit Appraisals, Structuring of Loan documents | VIEW | |
Credit Risk, Credit Risk Rating, Credit Worthiness of Borrower | VIEW | |
Purpose of Loan, Source of Repayment, Collateral | VIEW | |
Cash Flow | VIEW | VIEW |
Unit 3 Letter of Credit and Loan Commitments {Book} | |
Quasi Credit Facilities: Advantages of Non-Fund Facilities, Various types of NFB Facilities, Various types Letter of Credits, Assessment of LC limits, Bills Purchase/ Discounting under LC | VIEW |
Loan commitments, Un-funded lines of credit and their Characteristics | VIEW |
Various types of Bank Guarantees: Performance Guarantee, Financial Guarantees, Deferred Payment Guarantees | VIEW |
Types of Performance and Financial Guarantees, Assessment of Bank Guarantees Limit, Period of Claim under Guarantee | VIEW |
Unit 4 Operational Risk: Overview {Book} | ||
Risk & Uncertainty | VIEW | |
Financial Sector, Risk Types | VIEW | |
Operational Risk Management: Recruitment & Training, Work flow Design | VIEW | |
Workflow Documentation | VIEW | |
Delegation of Authority | VIEW | VIEW |
Independent Internal Audit | VIEW | |
Independent Compliance Function | VIEW | |
Independent Risk Management Function | VIEW | |
System Audit | VIEW | |
Corporate Governance | VIEW | VIEW |
Whistle Blower Policy | VIEW | |
Risk Management Culture | VIEW |
Unit 5 Credit Analysis & Rating {Book} | ||
Importance of credit analysis, Stages of credit analysis profitability analysis | VIEW | |
Pricing of loans | VIEW | |
Credit risk analysis (Debt ratios and Risk of leverage) | VIEW | |
Analysis of working capital | VIEW | VIEW |
Liquidity | VIEW | |
Operating and Cash cycle risk | VIEW | |
Credit Rating: Measurement of Risk, Objective of Rating | VIEW | |
Internal & External Rating | VIEW | |
Model Credit Rating, Methodology of Rating | VIEW | |
Internal & External Comparison | VIEW | |
Model Rating Formats | VIEW |